GET FUNDED
EVEN WITH
IMPERFECT CREDIT
Business Funding • DSCR Loans • Lines of Credit • Up to $10,000,000
Bad Credit? No Problem. We Have Programs for Every Stage.
Funding Programs
Max Funding
Fast Approvals
Funding for Every Business
No matter your industry, credit score, or business stage — we have a program for you.
Entrepreneurs & Startups
Launch and scale your vision
Real Estate Investors
DSCR, Fix & Flip, Bridge Loans
Airbnb & Short-Term Rental
Grow your rental portfolio
Bad or No Credit
Cash flow-based programs available
Owner-Operators & Truckers
Equipment & working capital
E-Commerce & Online Sellers
Scale your online business
1099 Contractors & Self-Employed
Funding without W-2 requirements
Anyone Who Needs Funding FAST
24-48 hour approvals available
Apply in Minutes — Get a Decision Fast
Apply in Minutes — Get a Decision Fast. No hard credit pull.
Apply NowFind Your Perfect Funding Match
Fast approvals, flexible terms, and funding up to $10M. Explore all options and apply in minutes. Limited spots available this month.
SBA Loans
Up to $5,000,000
Secure long-term, government-backed funding designed for established businesses looking to scale or refinance existing debt.
Qualifications
- 650+ credit score
- 2+ years in business
- $120,000+ annual revenue
Key Benefits
- 10–25 year repayment terms
- Lower monthly payments
- Refinance existing business debt
- Competitive interest rates
Business Line of Credit
Up to $750,000
Flexible access to capital you can draw from when needed — only pay interest on what you use.
Qualifications
- 600+ credit score
- 6+ months in business
- $300,000+ annual revenue
- 4 months business bank statements
Key Benefits
- Revolving credit line
- Weekly or monthly payments
- Fast access to funds
- Ideal for cash flow gaps
Business Term Loans
Up to $10,000,000
Lump-sum financing for expansion, large purchases, or scaling operations.
Qualifications
- 650+ credit score
- 2+ years in business
- $1,000,000+ annual revenue
- 4 months bank statements
Key Benefits
- Fixed monthly payments
- 1–3 year terms
- High funding amounts
- Ideal for major investments
Working Capital
Fast Funding in 24–48 Hours
Quick access to capital to stabilize or grow your business operations.
Qualifications
- 6+ months in business
- $100,000+ annual revenue
- 4 months bank statements
- No minimum FICO required
Key Benefits
- Fast approvals
- No strict credit requirements
- Flexible use of funds
- Ideal for short-term needs
Equipment Financing
No Cap on Funding
Finance new or used equipment without tying up your working capital.
Qualifications
- 600+ credit score
- 1+ year in business
- $120,000+ annual revenue
- Equipment invoice required
Key Benefits
- Preserve cash flow
- Fixed rates available
- Tax advantages (write-offs)
- 3–7 year terms
Bank Line of Credit
Prime Rate + 2–4%
Traditional banking credit line for established businesses.
Qualifications
- 680+ credit score
- Under 25% credit utilization
- 2+ years in business
Key Benefits
- True revolving credit
- Low monthly payments (1–3%)
- Ongoing access to capital
- Strong banking relationships
0% Interest Business Credit
6–24 Months at 0% APR
Access capital at 0% interest while building business credit.
Qualifications
- 680+ credit score
- Under 25% utilization
- No minimum revenue required
Key Benefits
- 0% APR promotional period
- No impact on personal utilization
- Builds business credit profile
- Can be converted to cash
DSCR Rental Loans
Based on Property Income
Perfect for investors scaling rental portfolios without using personal income.
Qualifications
- 650+ credit score
- 15–20% down
- Investment property only
Key Benefits
- No personal income verification
- 30-year fixed or ARM options
- Ideal for BRRRR strategy
- Long-term rental financing
Fix & Flip Loans
Fast Closings Available
Short-term financing for purchasing and rehabbing properties.
Qualifications
- 650+ credit score
- Rehab plan required
- Experience helpful but not required
Key Benefits
- Quick approvals
- Designed for distressed properties
- Flexible terms
- Fast closings
Ground-Up Construction Loans
Project-Based Funding
Finance new builds from land acquisition to completion.
Qualifications
- 650+ credit score
- Permits and plans required
- Experience preferred
Key Benefits
- Covers land + construction
- Draw-based funding
- Ideal for builders & developers
- Scalable project financing
Bridge Loans
Fast, Short-Term Funding
Temporary financing to bridge gaps between transactions.
Qualifications
- 650+ credit score
- Asset or equity-backed
Key Benefits
- Fast closings
- Short-term flexibility
- Ideal for time-sensitive deals
- Property-based approvals
HELOC
Access Your Property Equity
Turn your property equity into a flexible credit line.
Qualifications
- Available equity required
- 650+ credit score
- Primary or investment property
Key Benefits
- Revolving credit line
- Draw funds as needed
- Flexible repayment
- Lower rates than unsecured loans
Cash-Out Refinance
Unlock Your Equity
Replace your current mortgage and pull cash out for reinvestment.
Qualifications
- 650+ credit score
- Existing mortgage required
- 70–80% LTV max
Key Benefits
- Lower rates than hard money
- Reinvest in new opportunities
- Long-term financing options
- Increase cash flow
Don't Let Funding Hold Your Business Back
Limited Spots Available This Month — Apply Now
See What You Qualify For
Answer three quick questions and we'll show you which funding products match your business profile.
Quick Qualification Check
No credit pull required — instant results
Select all three options above to see your matching funding products
Why EZ Loans 911?
We're not a bank. We're your funding partner — connecting you with the right capital, fast.
Access to 13+ Funding Programs
From SBA loans to merchant cash advances — one application, multiple options.
Cash Flow-Based Lending
We look at your revenue, not just your credit score. Real business performance matters.
Programs for Low Credit
No minimum FICO on some products. Bad credit doesn't mean no funding.
Fast Approvals — 24-48 Hours
Some products fund in as little as one business day. No waiting weeks.
No Bank Runaround
We do the work for you. One application gets you matched with the right lender.
Free Consultation — No Obligation
Talk to our team, explore your options, and apply only when you're ready.
Get Funded in 3 Easy Steps
No complicated paperwork. No waiting weeks. Our streamlined process gets capital in your hands as fast as 24 hours.
Apply Online
Takes just 2 minutes. No hard credit pull — your score stays protected. Zero obligation to proceed.
Get Matched
Our funding specialists analyze your profile and match you with the best options from 13 programs — maximizing your approval odds.
Get Funded
Capital deposited directly to your account — often within 24 hours. Start growing your business immediately.
Real Results from Real Businesses
Hear from business owners who secured the capital they needed to grow.
"We needed capital fast to expand our fleet. Got approved for $150,000 in working capital within 48 hours. Game changer for our trucking business."
Marcus T.
Owner-Operator — Detroit, MI
Join Hundreds of Funded Business Owners
Apply in Minutes — Get a Decision Fast
Trusted Across Every Industry
From e-commerce to construction, healthcare to real estate — we've helped business owners in every sector secure the capital they need. Your industry is our specialty.
E-Commerce & Online Retail
Healthcare & Telemedicine
Logistics & Transportation
Home Improvement & Construction
Technology & SaaS
Real Estate Investors
Service Businesses
Funding for Every Entrepreneur
Whether you're launching your first venture or scaling an established operation, our funding solutions are designed to meet you where you are. Hundreds of business owners have already secured the capital they need — no matter their industry, credit history, or business stage.
Check My Eligibility NowStop Waiting. Start Growing.
Every day you wait is a day your competition gets ahead. Hundreds of business owners have already secured capital through our network — with approvals as fast as 24 hours and funding up to $10M.
Bad credit? No problem. We have programs for every stage.
Apply in Minutes — Get a Decision Fast. No hard credit pull.
Frequently Asked Questions
Everything you need to know about our funding process. Can't find your answer? Call us at 313-349-6629